Due To COVID-19; Visa, MasterCard, and American Express Postpone Interchange Adjustments

Our office has been closely monitoring how the COVID-19 Pandemic will impact the payment processing and merchant services industry. This afternoon we were informed that three of the four Major Card Brands have decided to hold off on passing their planned rate and pricing changes.

According to two of our Back End Processors, (Worldpay & Paysafe) Visa, MasterCard, and American Express have all confirmed their individual deferment dates. Although we have not heard anything official from Discover, we suspect they make an announcement soon. Interchange Adjustments are usually put through in April and October every year by each card brand; instituting this deferral period will help hundreds of thousands of small and medium-sized businesses cope with this difficult and unprecedented time.


Interchange Adjustments Deferred Until July 2020

Current Visa Interchange Guide



Interchange Adjustments Deferred Until July 2020

Current MasterCard Interchange Guide


American Express

Interchange Adjustments Deferred Until October 2020

Current American Express Interchange Guide


We understand that many small and medium-sized businesses may be negatively impacted by COVID-19. In response to this, we will be making regular updates as more information is received on this topic.

If you have questions about this update contact TeamNPC today! Call 800-455-4577 or Click Here and have a Team Member call You! 

Small Business COVID-19 Relief, Click Here to find out what relief bills have passed and which ones are coming next!